The Applicant hereby agrees with Sawasdeeshop Company Limited (hereinafter called the “DeeMoney”) to comply with the following terms and conditions:

By logging into the system, the service users (“you”) agree to comply with the terms and conditions of use (“Terms and Conditions of Use”) hereinafter set forth including those specifically set forth in any part of this application. In this regard, you understand and agree that the Terms and Conditions of Use are subjected to be changed without prior notice.

Any change to the Terms and Conditions of Use shall be posted in this application . When you access to this application after such change has been made, it shall be deemed that you accept and agree with such Terms and Conditions of Use. Hence, you are responsible for regularly check the Terms and Conditions of Use.

If you do not agree or wish to reject to be bound by any Terms and Conditions of Use, please kindly exit and do not use this application.

In these Terms and Conditions of Use, “application” shall mean DeeMoney mobile application provided by Sawasdeeshop Co., Ltd. (“DeeMoney”) and/or application under any other name developed or customized by DeeMoney from this application for a third party, including but not limited to PC version application, mobile version application and other electronic devices such as Apple Watch etc.

Our Terms and Conditions use the following definitions:

” Receiver” refers to the person named as the beneficiary of the money transfer;

” Sender” refers to the person who initiated a money transfer through the Deemoney Service;

1. Ownership and Intellectual Property

1.1 Any materials contained in this application , including but not limited to, messages, contents, pictures, photos, information tables, exchange rate (if any), trademarks, graphics, audios, design of application screen, design of user-interface, any form of information, any programs, software include in or made available on or through the application (collectively referred to as “Content” or “Contents”) are owned by DeeMoney or the respective owner who grant a license for use of those materials to DeeMoney . All of the Contents are protected by intellectual property and/or other forms of propriety rights under the laws of Thailand and/or other countries regardless of any form and whether or not registration has been made.

In this regard, you are required to obtain prior written consent from DeeMoney before using trade names, trademarks, service marks and other logos owned by DeeMoney including any intellectual property include in or made available on or through this application for any purposes.

1.2 Except for the intellectual property owned by DeeMoney , all other trade names, product names, trademarks, service marks and other logos including any intellectual property include in or made available on or through this application are used in an editorial fashion or made available to use as part of this application for the purpose of decorating this application only. DeeMoney , as an application provider, has no intention of commercial or intellectual property infringement.

1.3 Unless otherwise indicated in this application , any Contents, files or documents provided on this application , you may only view, download, upload the Contents and print any document of the Contents for your own personal and non-commercial use. On this basis, you also agree to keep all contents pertaining to copyright and other right of ownership that appear in this application. You may not copy, store or download either in hard copy, copy in electronics format or in any other forms for the purpose in transmit, transfer, perform, broadcast, publish, reproduce, create a derivative work from, display, distribute, sell, license, rent, lease or otherwise transfer any of Contents to any third person whether for direct commercial or any gain or otherwise without the prior written permission from DeeMoney .

2. Disclaimer and Limitation of Liability

2.1 This application is to disseminate exchange rate information and to facilitate international remittance only. DeeMoney is not in any way offering its recommendation or legal advice including trading or investment recommendation in relation to exchange rate contained in this application. Moreover, DeeMoney shall not be deemed to be your agent or representative and to be connected to any transaction with you that arises directly or as a result of access to this application whatsoever.

The Contents contained in this application are presented based on “as is” basis without direct or indirect guarantees or warranties by DeeMoney of any kind. DeeMoney does not make any representations regarding the completeness, accuracy, recency or reliability of the Contents and information or any guarantees of a result and appropriate use of the Contents contained herein and use of this application . In no event shall DeeMoney be responsible for any loss or damage or any profit and loss arising from the use of this application and/or the use of Contents contained herein in any circumstance.

2.2 DeeMoney does not warrant that the access and use of this application shall be continued, uninterrupted or without delays or any errors. Moreover, DeeMoney does not warrant that the application shall be free of malicious programs which may cause damage to system or information in your system, for instance, viruses, Trojan horses or other harmful files (collectively referred to as “Defects”) regardless of whether such Defects are caused by human or electronic error or other events beyond its control. DeeMoney shall not be responsible for any damage or loss arising from such Defects in any circumstances.

2.3 DeeMoney reserves its rights not to grant you permission to use this application and may change or withdraw the application , in part or in whole, at any time without any prior notice or state of purposes in doing so.

2.4 Any and all Contents , including but not limited to, articles, details and/or information include in or made available on or through this application belong to each writer or author. DeeMoney is permitted to broadcast such Contents . The Contents, hyperlinks, pictures, photos and other matters, comments or opinions located herein shall be deemed as opinions or points of view of each writer or author and shall not be related or deemed to be agreed, accepted or supported by DeeMoney.

2.5 Unless otherwise specified under the Terms and Conditions of Use, DeeMoney , directors, managers, executives, officers, employees, agents of DeeMoney shall not be liable for any fault or error of this application or information or Contents contained in this application and shall assume no responsibility in any omissions relating to this application whether in contract, tort, negligence or other consequences which might happen even if advised of the possibility of such damage.

3. Hyperlinks

The application contains links to third party sites (“Linked Sites”). Please note that hyperlinks from this application to Linked Sites are provided for your convenience only. These Linked Sites are not under the support or control or responsibility of DeeMoney. DeeMoney is not capable of approving for the correctness, reliability or security of the Linked Sites and shall not be liable for any of your loss or damage suffered from using or hyperlinking to such website. Also, you should study terms and conditions of use of the Linked Sites.

4. Privacy Policy

Your personal information on this application, for instance, your registered information, your information of the usage of this application and/or other information of you, shall be protected under this Privacy Policy. For more information, please see Privacy Policy

5. Application Security Policy

DeeMoney has adopted security standard technology for internet transaction to protect your information when sending and receiving information via communication network and to prevent data theft from any unauthorized person or network which access to DeeMoney’s network, for instance, Firewall, Secured Socket Layer (SSL) code etc.

6. User Identification (User ID) and Password

6.1 To use this application, you shall be required to have your own username (User ID) and password. You shall keep the username and password confidential. Any access or transaction arising from login usicng your username and password in this application shall constitute correct and complete action by you. In case of any damage for whatever reasons, you shall be responsible for all such actions. You further agree that you shall not object or demand DeeMoney to be responsible for the damages on your behalf.

6.2 You may change, suspend or cancel your username and password and/or the usage of this application at any time by yourself via any channels in accordance with the conditions and procedures prescribed by DeeMoney. DeeMoney shall assume no responsibility for any damage arising out prior to the effectiveness of the process of such suspending or terminating.

7. Violation of Terms and Conditions of Use

In the event that there is a violation of Terms and Conditions of Use, DeeMoney reserves its right to suspend any access to or terminate any services rendered on this application without prejudice to DeeMoney’s rights to be indemnified under the Terms and Conditions of Use or any other rights under the relevant laws.

8. Services

8.1. By completing and consenting to the information required to make a money transfer order and by accepting these Terms and Conditions, the Sender instructs Deemoney to execute a specific money transfer in respect of such order, as accepted by Us, subject to these Terms and Conditions. Every individual money transfer order constitutes a separate agreement between Deemone and the Sender, which is limited to the execution of a specific money transfer in respect of such order only. We have no obligations to any other party. At no moment in time is a framework or master agreement concluded between You and Us, which obliges Us to execute each and every individual and subsequent money transfer transactions. The Sender shall inform the Receiver of the money transfer accordingly.

8.2. Subject to statutory or regulatory requirements. Account-based transfers generally take up to 5 business days for regular money transfers. For some countries, the service may be delayed or other restrictions may apply.

9. Governing Laws

The Terms and Conditions of Use shall be governed by the laws of Thailand.